When mortgage is in default, it’s either homeowners received a loan modification proposal from its mortgage lender or the reverse. Although the first situation doesn’t happen often, the point is being prepared to propose for a loan adjustment. If homeowners want to keep their home, a proposal should come from them first. When the proposal …
Traps to Avoid in a Loan Modification Proposal From Mortgage Lender Read More »
Many people are aware of the many work from home scams the internet is so full of, but the online freelance world is also abundant with scams. Scam artists often prey on those new to freelancing, but even experienced freelancers can fall prey to these scams if they don’t know what to look for. If …
Have you heard of the Nigerian email scam? Dear friend: I’m asking for your help. Due to circumstances beyond my control, I am unable to directly withdraw my money due to problems with the Nigerian government. I can, however, send it to an account in the United States. If you will give me your account …
How to Avoid Being a Victim of the Nigerian Emailers Read More »
Don’t transfer a large deposit of money into your bank account. Your lender needs verification on it, and this process can be lengthy if you can’t produce documentation like a pay stub, invoice, or a letter from a gift-giver. Always talk to your loan officer up front for guidance if you are in this situation. …
Mistakes to Avoid When Applying for a Mortgage Loan Read More »
The risks of committing avoidable tax flaws, especially towards the tax filing deadline, are usually high, some with negative consequences that may even beckon a tax audit or unnecessary delays in returns-processing. Explained below are seven such errors that can be avoided by simply double-checking completed returns before submitting them to the IRS: 1. Wrong …
7 Common Tax Filing Errors and Mistakes to Avoid Read More »
Phishing emails are often disguised as legitimate emails from legitimate companies that users often transact with whose primary motive is to gain access to your personal information. These are often sent by “phishers” who are also hackers, scammers, identity theft criminals or spammers. How To Identify Phishing Emails Phishing emails often come disguised as a …
